AML & Compliance

1. Our Commitment

iRamp is committed to maintaining the highest standards of integrity, transparency and regulatory compliance.

We are dedicated to preventing the misuse of our business, technology and infrastructure for money laundering, terrorist financing, fraud, sanctions evasion or any other financial crime.

Compliance is integrated into the design of our products, operational processes and business relationships.

2. Compliance Framework

Our compliance framework is based on internationally recognised standards and applicable legal requirements.

Our approach includes:

• Risk-based compliance.
• Customer due diligence.
• Ongoing monitoring.
• Internal controls.
• Record keeping.
• Regulatory cooperation.
• Continuous review of compliance procedures.

3. Risk-Based Approach

iRamp applies a risk-based approach to its business activities.

Risk assessments consider factors including:

• Customer profile.
• Geographic location.
• Business activity.
• Products and services.
• Delivery channels.
• Transaction characteristics.
• Regulatory environment.

Appropriate controls are applied according to the level of identified risk.

4. Customer Due Diligence

Where applicable, iRamp or its authorised business partners may conduct customer due diligence measures, including:

• Identity verification.
• Business verification.
• Beneficial ownership verification.
• Source of Funds assessment.
• Source of Wealth assessment.
• Enhanced Due Diligence where required.
• Ongoing customer review.

The scope of these measures depends on the applicable regulatory framework and the nature of the business relationship.

5. Sanctions & PEP Screening

Where applicable, screening may be performed against:

• International sanctions lists.
• Politically Exposed Persons (PEPs).
• Adverse media.
• Watchlists.
• Other risk intelligence sources.

Appropriate action may be taken where potential matches are identified.

6. Transaction Monitoring

Where applicable, transactions may be monitored using a risk-based approach to identify unusual or suspicious activity.

Monitoring procedures may include:

• Behavioural analysis.
• Transaction pattern analysis.
• Risk scoring.
• Automated alerts.
• Manual compliance review.

7. Regulatory Cooperation

iRamp cooperates with competent authorities where required by applicable law.

Information may be disclosed where legally required by regulatory authorities, law enforcement agencies or competent courts.

8. Data Protection

Compliance activities are carried out in accordance with applicable data protection legislation, including the General Data Protection Regulation (GDPR), where applicable.

Personal data is processed only where there is an appropriate legal basis and for legitimate compliance purposes.

9. Regulatory Status

iRamp develops technology and operational infrastructure for businesses operating within the digital asset ecosystem.

In Poland, iRamp is registered as a Virtual Asset Service Provider (VASP) and operates in accordance with the applicable Polish legal framework.

Outside Poland, iRamp provides software development, operational infrastructure and technology services. Where regulated crypto-asset services require authorisation under MiCA or other applicable legislation, such services are provided only where legally permitted and in accordance with the relevant regulatory framework.

10. Reporting Concerns

If you become aware of suspected fraud, financial crime, misuse of our services or any other compliance-related concern, please contact us.

11. Contact

For any questions regarding our compliance framework, please contact: